Segun Ibi Julius

There is no known author named 'Segun Ibi Julius' in public records. The name appears to be a conflation of Segun Julius Agbaje, a prominent Nigerian banker and CEO of Guaranty Trust Holding Company (GTCO), and possibly unrelated individuals. Segun Julius Agbaje is not an author but a business leader known for transforming GTBank into GTCO and for his roles in corporate governance and digital innovation.