by Ralph J Migliozzi

Ralph J. Migliozzi was a mortgage broker and author who wrote 'Collateral Damage: Life as a Mortgage Broker,' a non-fiction book on business and investing published in 2011. Born on January 29, 1949, in Saratoga Springs, NY, he lived in Medford and was remembered as a kind and gentle soul, known as 'Ralphie,' passing away on March 30, 2020, at age 71.