Out of the blue, Annie finds a half-million dollars on the day of her college graduation. Vowing to pay the money back one day, she takes the cash and doesn't look back. Ten years later, engaged and a successful owner of a chain of elegant coffee bars, Annie begins making good on her promise to return the money with anonymous monthly payments. Then suddenly, the dark history of the money returns to haunt her and Annie is plunged into the chaos of a deadly chase, forced to use all her wits to keep her world from unraveling.
